Pre-existing conditions affect millions of people across the United States. Conditions like diabetes, heart disease, asthma, or back problems can have a major impact on your physical health and well-being. However, a pre-existing injury can also impact your ability to recover long-term disability (LTD) benefits. Many LTD insurance policies have clauses that limit recovery if…
Between September 12th through 14th 2022, approximately 15,000 nurses walked off their jobs to protest dire circumstances threatening the Minnesota healthcare system. This three-day event involved 16 Minnesota hospitals and was the largest strike of private-sector nurses in the history of the United States. This historic event sheds a bright light on some of the…
When you are unable to work, you can experience significant financial hardship. An unexpected disability or illness can cause you to miss weeks, months, or even years of wages, and in many cases, you can no longer earn a living on your own. In these situations, you may wonder whether you have options for compensation….
