Did you purchase long-term disability insurance through your employer? Do you believe that your claim for benefits was wrongfully denied? If so, you may be able to bring a claim against them under federal ERISA laws. It is more common than you might think for insurance companies to attempt to defraud and take advantage of their policyholders.
Despite the fact that you have already paid into and purchased your insurance policy, it is not unusual for insurers to deny these claims. When this happens, you need to be prepared to advocate for your right to these long-term disability benefits. Contact a reputable Minneapolis ERISA attorney at Kemmit, Sanford & Kramer to get started on your case. Call us at (877) 630-7338 to schedule your free consultation today.
Why Is Kemmitt, Sanford & Kramer the Right Law Firm for You?
Are you having trouble selecting the right attorney to help with your Minneapolis ERISA case? Here is why Kemmitt, Sanford & Kramer could be the perfect fit for your case:
We offer free, no-obligation consultations to injured employees across Minneapolis.
We are available to have consultations at the hospital or your home on an as-needed basis.
Our approach to representing you is always personalized.
There are no fees unless we win your case.
Our team has recovered millions of dollars in benefits for wronged employees.
What Is ERISA?
The Employment Retirement Income Security Act (ERISA) is a federal law designed to protect employees who purchase their insurance and retirement plans through their employer. The law is comprehensive and includes specific laws that prohibit both employers and insurance companies from taking advantage of policyholders.
If you purchased your long-term disability insurance policy through your employer and were denied the benefits you deserve, you have the right to file a federal lawsuit against those standing in the way of your well-earned long-term disability benefits.
What to Do When Your Minneapolis ERISA Claim Is Denied
It is not unusual for insurance companies to deny claimant’s applications for benefits. The insurance company will, after all, be losing money by paying you benefits. But that is not your problem and it should not be something that you have to worry about. If your claim for benefits is wrongfully denied, there are several steps that you can take to access the benefits that you deserve.
The first is by filing an appeal with your employer’s benefit plan administrator and/or the insurance company. This is usually where the majority of denials are resolved. Generally, by providing the requested documentation and addressing any issues in your claim, you may be able to get the benefit plan administrator to reverse their decision. However, your attorney will be prepared to bring your case to court where your case can be heard before a judge if the insurance company or your employer is unwilling to settle your claim fairly.
Call an Experienced ERISA Attorney in Minneapolis
If you are getting pushback from the insurance company when attempting to file your claim for benefits under ERISA, you may need an experienced Minneapolis ERISA lawyer at Kemmitt, Sanford & Kramer to help. When you are ready to schedule your free, no-obligation consultation, complete our convenient contact form or give our office a call at (877) 630-7338.