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Posted By 1p21.admin | October 31 2022 | Workers' Comp

Am I Covered by Workers’ Comp If the Injury Was My Fault?

Workplace accidents are more common than we may believe. Every year, employees are injured or develop occupational illnesses on the job in Minneapolis, resulting in serious losses and hardships. However, workers’ compensation insurance allows eligible workers to recover benefits if they are hurt in these incidents.  Usually, this coverage provides benefits regardless of fault or…

Posted By 1p21.admin | October 31 2022 | Disability Benefits, Long-Term Disability

How Does a Preexisting Injury Affect My LTD Benefits?

Pre-existing conditions affect millions of people across the United States. Conditions like diabetes, heart disease, asthma, or back problems can have a major impact on your physical health and well-being. However, a pre-existing injury can also impact your ability to recover long-term disability (LTD) benefits. Many LTD insurance policies have clauses that limit recovery if…

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