Do Nurses Qualify for Workers’ Compensation in Minnesota?

Yes, nurses in Minnesota absolutely qualify for workers’ compensation benefits. If you are a nurse who has been injured on the job, you have the right to file a claim and receive financial support while you recover. An experienced workers’ compensation lawyer can answer any questions. Here is what you need to know about the process.

What Is Workers’ Compensation Insurance?

Workers’ compensation is a type of insurance that provides financial benefits to employees who suffer work-related injuries or illnesses. These benefits typically cover medical expenses, a portion of lost wages, and long-term disability, if applicable.

In Minnesota, workers’ comp operates as a no-fault system, which means you can receive benefits regardless of who caused your injury. You do not need to prove your employer was negligent. When you accept these benefits, you generally waive your right to sue your employer for your injury.

Who Is Eligible for Workers’ Comp in Minnesota?

Minnesota law requires all employers to carry workers’ compensation insurance or become self-insured. This mandate covers virtually every type of employee. Whether you work as a registered nurse, licensed practical nurse, medical technician, certified nursing assistant, or support staff, you are entitled to benefits when you are hurt at work.

One important distinction to keep in mind involves your employment classification. Workers’ compensation covers employees, not independent contractors. If your employer directs how, when, and where you perform your work, you are likely classified as an employee and entitled to coverage.

What Are the Most Common On-the-Job Injuries for Nurses?

Nursing is physically and emotionally demanding work, and certain injuries occur more frequently than others in healthcare settings. If you have experienced any of the following, you may have grounds for a workers’ compensation claim:

• Back injuries from lifting or repositioning patients
• Musculoskeletal disorders from repetitive motions
• Needlestick injuries and exposure to bloodborne pathogens
• Slip-and-fall accidents on wet floors
• Injuries from patient aggression or violence
• Repetitive strain injuries in the hands, wrists, or shoulders

With the help of a Minneapolis workers’ compensation lawyer for healthcare workers, you will be able to seek

How Can a Nurse File a Workers’ Comp Claim in Minnesota?

To file a workers’ compensation claim after an injury, take the following steps:

• Seek medical attention immediately. When you see your doctor, explain how your injury happened and why you believe it is work-related. Provide your employer’s name and their workers’ compensation insurer, if you know it.
• Next, notify your employer about your injury as soon as possible. To create a clear record of when you provided notice, consider sending your notification in writing via certified mail with a return receipt.
• Your employer is then responsible for filing a First Report of Injury form. If your employer refuses to file the form, contact a Minnesota workers’ compensation attorney right away.
• Finally, wait for the insurer’s decision. They must send you a Notice of Insurer’s Primary Liability Determination.

When Should a Nurse Hire a Workers’ Compensation Attorney?

Workers’ compensation claims can be complex, and having legal guidance protects your rights from the start. You should consider consulting an attorney if your claim is denied, if your employer disputes that your injury is work-related, or if you are offered a settlement that seems inadequate. A workers’ comp attorney can also help if you are facing retaliation for filing a claim or if your injury results in permanent disability that requires significant compensation. Contact us today for a free consultation.