How Does Occupational Therapy Work Under Workers’ Comp?

When injury strikes at work, occupational therapy can be your path back to independence and productivity. This healthcare service helps you regain the ability to perform daily activities, from basic self-care to complex job duties. 

Whether you need help relearning how to type or adapting to new ways of lifting objects, occupational therapists create personalized strategies to help you succeed. But you may wonder: is occupational therapy covered in your workers’ comp claim? 

A Minneapolis workers’ compensation lawyer can help you understand your rights and ensure that occupational therapy is included in your claim.

Will Workers’ Compensation Pay for My Occupational Therapy?

Your employer’s workers’ compensation insurance covers necessary medical treatment, including occupational therapy sessions.

If your healthcare team believes that occupational therapy is essential to your recovery, your benefits will pay for this care—as long as you can prove that the injury is related to work. Your medical provider will likely refer you to a therapist or program that best meets your needs.

In addition to the therapy itself, your workers’ comp claim can also pay for any adaptive equipment that supports your recovery and independence. This might include specialized utensils, writing devices, mobility aids, or even home modifications.

What Are the Benefits of Occupational Therapy?

Workplace injuries can come in many forms, from repetitive strain injuries that develop over time to more severe trauma like spinal cord damage or amputations.

Depending on your situation, this damage can limit your range of motion, reduce your grip strength, and compromise your balance and coordination. Even seemingly minor injuries can make it difficult to lift objects or type on a keyboard.

Occupational therapy serves as a bridge between your initial medical treatment and your successful return to work. Like physical therapy, it helps restore your range of motion and rebuild strength in injured areas.

However, occupational therapy takes rehabilitation further by focusing on the specific movements and skills you need for your job. Your therapist analyzes your work duties and develops targeted exercises and techniques that prepare you to perform these tasks safely and effectively.

How Do I File a Claim for Occupational Therapy Under Workers’ Comp?

Remember, occupational therapy is covered when it is reasonable and necessary for treating your workplace injury. You do not need to file a separate claim; it is included in your overall workers’ compensation benefits.

To receive coverage for occupational therapy and other forms of medical care under workers’ compensation:

• Seek immediate medical attention and let the doctor know your injury is work-related.
• Notify your employer within 14 days of your injury. 
• Ensure your employer files a First Report of Injury form.
• Wait for the insurance company’s decision on your claim.
• Follow your prescribed treatment plan, including occupational therapy.

Discuss Your Case with a Minnesota Workplace Injury Lawyer

When you are already focused on your recovery, filing a workers’ compensation claim can feel overwhelming. You need someone in your corner—and a Minnesota workplace injury lawyer can provide the support that you need. 

Your attorney serves as your advocate. They know how to demonstrate your need for occupational therapy and prove that your treatment plan directly relates to your workplace injury. Your lawyer also understands how to document the connection between your injury and your job duties, strengthening your right to coverage.

After your injury, seek medical care as soon as possible. Then, contact a Minnesota workers’ compensation attorney at Kemmit, Sanford, & Kramer who can guide you through the process and help secure the treatment you need to recover and return to work.