TTD Benefits: Navigating Temporary Total Disability

When you sustain a workplace injury, the immediate aftermath is more than just physical pain. Financial strain often follows, especially if you’re unable to work. Temporary Total Disability (TTD) benefits in Minnesota exist to help mitigate this financial burden, helping bridge any gaps in wages that you may have sustained.

Different Types of Disability Benefits in Minnesota

Workers’ compensation in Minnesota can seem complex at first glance, primarily because of the myriad of terms and acronyms used. In simple terms, disability benefits aim to replace any wages that you have lost as a result of your workplace injury. Your injury and its prognosis, determined by a medical professional, will dictate which category applies to you.

Below are the different types of disability benefits in Minnesota:

• TTD (Temporary Total Disability): You can’t work now due to an injury, but you’re expected to recover.
• TPD (Temporary Partial Disability): The injury limits your ability to work but doesn’t stop you completely. You may be able to return to work in the future.
• PTD (Permanent Total Disability): The injury permanently prevents you from returning to any form of work.
• PPD (Permanent Partial Disability): You have suffered a permanent injury, but you can still perform some jobs. You may need to take on a different position or reduce work hours to accommodate your disability.

Who Is Eligible for Temporary Total Disability?

When you are awarded TTD benefits, this indicates that your injury currently prevents you from working, but it’s expected you’ll be able to return to work eventually. The cause of the injury does not impact your eligibility, and it does not matter whether the accident was your fault or someone else’s. You are entitled to compensation if your injury occurred during work or a work-related activity, and you are unable to work as a result.

How Much Are TTD Benefits in Minnesota?

If you qualify for TTD benefits, you can expect to receive approximately two-thirds of your average weekly wage. There are, however, minimum and maximum limits to these payments, as determined by state law. These benefits typically last until you either recover enough to return to work or until it’s medically determined that no further recovery is possible. 

At this point, depending on the lasting effects of your injury, you might be shifted to PPD or PTD benefits. In addition to disability payments, you may also receive workers’ compensation benefits to pay for your medical bills. If your injury prevents you from returning to your same position, you may also qualify for vocational rehabilitation or retraining.

How Long Can You Receive TTD Benefits?

Generally, TTD benefits conclude when one of the following situations arise:

• You are able to return to work.
• It has been 90 days since your doctors determined that you have reached maximum medical improvement.
• You have received benefits for the maximum time allowed, which is 130 weeks for TTD, unless you are participating in an approved retraining program.

Speak to a Minneapolis Workers’ Comp Lawyer Today

Workplace injuries and their aftermath can be overwhelming. Deciphering the intricacies of workers’ compensation alone can add to the stress. In these situations, reaching out to a workers’ compensation lawyer in Minneapolis can make a difference. 

An attorney can guide you, ensure your rights are protected, and help you secure the benefits that you deserve. Speak to a workers’ comp lawyer today and begin your journey to fair compensation.