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Minnesota Prudential Disability Denial Lawyer

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Did you purchase your disability insurance policy through Prudential? When you applied for disability benefits was your application subsequently denied? If so, you may be left feeling confused and concerned about your future.

Unfortunately, it is not uncommon for Prudential to issue wrongful disability denials. If your claim for disability benefits through Prudential was wrongfully denied, you may have the right to take action against them.

Get help accessing the disability benefits that you are entitled to when you contact a reputable Prudential disability denial lawyer at Kemmitt, Sanford & Kramer. Call us at (877) 630-7338 to schedule your free case review.

Why Go With Kemmitt, Sanford & Kramer

Dealing with a Prudential disability denial is not easy. Choosing Kemmitt, Sanford & Kramer gives you:

  • The ability to schedule your consultations at your convenience. They are always free, there is no obligation, and our attorneys are available to come to your home or hospital room if need be.
  • The legal representation of experienced workers’ compensation litigators who have personally recovered tens of millions of dollars in benefits for clients.
  • A personalized and in-depth analysis into the circumstances of your case that determines which legal strategy is most likely to secure a favorable outcome in your case.
  • An open line of communication with your attorney that includes prompt updates about your case.

Why Did Prudential Deny Your Long-Term Disability Claim?

There are many different reasons why Prudential might have denied your long-term disability claim. You should have received a letter in the mail or via email notifying you of your denial. It is quite possible that you will not understand the reasons given in your denial, so be sure to reach out to your attorney as soon as possible for clarity and guidance.

There are many reasons why insurance companies like Prudential can deny long-term disability claims; some of the more common reasons often include:

  • Failure to provide enough evidence
  • Failure to meet policy requirements
  • Making mistakes on your initial application
  • Failure to meet Prudential‘s definition of a disability
  • Failure to agree to use Prudential’s own doctors and health care experts
  • Prudential disputing your need for disability benefits through video surveillance
  • Social media posts that contradicts your need for disability benefits
  • Inadequate medical documentation to support your need for long-term disability benefits

These are just a few of the more common reasons why Prudential will deny someone their right to long-term disability benefits. But you have the right to take action. Despite the fact that your Prudential disability denial may be difficult to understand, you have the right to pursue an appeal and our attorneys are here to help.

How to Appeal a Denied Long-Term Disability Claim From Prudential

Once you have received your initial Prudential disability denial, you will need to take action to file your appeal. Your denial letter will include specific deadlines that are paramount to your case. Failure to get your appeal filed before these deadlines expire could result in the dismissal of your case.

As soon as you receive your denial letter, make sure to speak with your attorney about your next steps. The appeals process generally works by attempting to resolve any discrepancies with Prudential. This might include providing them with additional medical records, physician statements, photographs, and making any other changes to your application.

If Prudential makes the decision to uphold your denial, you may have the right to pursue a federal lawsuit against them under the Employment Retirement Income Security Act (ERISA). If this is the case, our Minnesota ERISA attorneys can help.

Get Help From a Prudential Disability Denial Lawyer

If you purchased a disability insurance policy through Prudential and your claim for benefits was denied, you may be in need of a dedicated Prudential disability denial attorney.

Reach out to Kemmitt, Sanford & Kramer to schedule your no-cost, risk-free consultation today. Fill out our online contact form or give our office a call at (877) 630-7338 to find out more about what is next for your Prudential disability denial.

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