When you are injured at work, your life can change in an instant. You could spend weeks or even months in recovery. You could develop permanent disabilities that make it difficult to return to your previous position. In some cases, you may become unable to work at all. If you were injured in a workplace…
Pre-existing conditions affect millions of people across the United States. Conditions like diabetes, heart disease, asthma, or back problems can have a major impact on your physical health and well-being. However, a pre-existing injury can also impact your ability to recover long-term disability (LTD) benefits. Many LTD insurance policies have clauses that limit recovery if…
When you are unable to work, you can experience significant financial hardship. An unexpected disability or illness can cause you to miss weeks, months, or even years of wages, and in many cases, you can no longer earn a living on your own. In these situations, you may wonder whether you have options for compensation….
